Financial Planning

Do you have enough money to retire? Can your assets provide you with enough income during retirement? Do you have control over where you are spending money? How much can you afford to contribute to your work retirement plan? The answers to all these questions can be obtained through effective financial planning

At Care Financial Services & Accounting, we take pride in our ability to listen to our clients’ needs and goals. Understanding that in financial planning there isn’t a one size fits all strategy, we tailor advice for the sole purpose of each client being able to fulfill their needs and dreams.

The financial advisors at Care Financial Services & Accounting can take a passive or managed approach depending on their client’s risk tolerance and time horizon. They believe that a client’s time horizon is the most important factor that will influence what type of asset classes are recommended in investment allocations. All of their allocations of asset classes have been developed over years of trial and error, and thorough research.

We offer the following financial advisory services:

  • Financial Planning
  • Money Management
  • Investment Asset Allocations
  • Retirement Planning
  • Tax Efficient Strategies
  • Insurance Risk Management

Save Now & Retire Later

When you are in your 20s, 30s, or 40s, your goals can often be more short-term than long-term. You save to buy a home, car, or take that dream vacation you and your family have always wanted. As you raise your family and settle into the life you have worked so hard to create for yourself, it can be easy to lose sight of or postpone planning for retirement. But doing so can be detrimental to your financial future.

The truth is, it is never too soon to start saving for your retirement. The sooner you start saving and planning for retirement, the better. There are various ways of saving for retirement, and our team of financial professionals with years of experience can help you find the best option for you.

Reasons to Consider Early Retirement Planning

With so many advances in modern medicine, our life expectancies have increased. If you plan to retire at age 65, your retirement years may be significantly longer based upon your good health. In light of this, it is wise to save enough funds to accommodate for your retirement years. Many Australians place all their trust and faith in Government Pension, while others are truly concerned about whether or not this system will be in existence when they reach retirement. The best way to safeguard your financial future is by starting and continuing to contribute to your Superannuation.


How Care Financial Services Can Help

At Care Financial Services & Accounting, when we work with our clients, we emphasize the importance of setting aside money for their future and put together a financial plan. Our planning starts with a cash flow analysis, which compares how much you are earning against how much you are spending.

We set-up forced savings plans to make sure any excess cash flow is being saved and properly invested for retirement. After creating a financial plan that is tailored to your specific objectives and goals, we manage your portfolio to make sure your retirement plan is being satisfied. When you turn to us for your early retirement needs, you can be sure that your financial future will be in good hands.

To learn more about your financial planning options, please contact us today. We would be happy to answer any of your questions and concerns during a complimentary consultation, in person or over the phone.


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