Changes to the Age Pension from 1 January 2017
The aged pension became a little less available to many people from 1 January 2017. This is the best article we have found describing the changes. It comes from the ABC:
Why we like being non-aligned
A vertically-integrated adviser is one who is authorised to operate under the licence of a company, such as a bank, that also sells financial products. These ‘advisers’ are often criticized because their ‘advice’ almost always includes a recommendation to buy one of their bank’s products. We choose to be licenced by what is known as a non-aligned licencee. That means that there are no ‘in-house’ products for us to sell. This article appears in Money Management magazine – a publication meant mostly for financial advisers, not their clients!
Looking at the economy with a long-term viewpoint
Here is an article we like. It is by the esteemed finance writer, Ross Gittins. Gittins is really skilled at not being caught up in the short termism that often colours people’s view of the economy.